Insurances We Accept at Suave Dental
At Suave Dental, we want great dental care to be easy to afford.
That’s why we work with many of the most common dental insurance plans in Central California and handle the paperwork for you. Our team helps you understand your benefits, estimate your out-of-pocket cost, and make the most of every visit.
How Dental Insurance Works at Suave Dental
If you haven’t used your dental insurance in a while, you’re not alone. Dental plans can be confusing—deductibles, annual maximums, in-network vs. out-of-network, different coverage for fillings vs. cleanings… it adds up quickly.
At Suave Dental, we simplify all of that for you. When you call to schedule, just share your insurance information. We’ll contact your insurance company, verify your benefits, and let you know what your plan helps cover before you sit in the chair.
Insurances we Accept
We’re Here to Help You Make the Most of Your Dental Benefits!
At our practice, we want you to have the peace of mind that we are committed to helping you get the exceptional care you deserve, while maximizing your insurance coverage. We accept a wide range of dental insurance plans, which you can explore below. Don’t see your plan listed? Out of network? No problem! Reach out to our team directly. We’re happy to verify your coverage, develop a strategy if you are not, and help you schedule an appointment that fits your needs.
- Aflac
- Ameritas
- California Dental Network
- Cigna
- DeltaCare
- DOCS Dental
- Delta Dental
- Health Net
- Humana
- Liberty Dental Plan
- MetLife
- Principal
- United Concordia Dental
Did you know…?
Many patients lose hundreds of dollars in unused dental benefits every year simply because they don’t schedule their appointments in time. Most insurance plans reset annually—if you don’t use your benefits, you usually lose them.
By coming in regularly for checkups and cleanings, you not only protect your smile, you also make the most of what you’re already paying for each month. Our team can help you plan treatment around your benefits so you get the maximum value from your insurance.
Why Choose Suave Dental When You Have Dental Insurance?
- Our front desk and treatment coordinators work with dental insurance every day. We speak the same language as your insurance company and translate everything into clear, simple terms for you.
- Before any treatment, we provide a written estimate that shows what your insurance is expected to pay and what your portion will be. If anything changes, we let you know before moving forward.
- Whether you visit Modesto, Merced, Stockton, Los Banos, Livingston, Roseville, Riverbank, or West Sacramento, you’ll find the same Suave Dental approach: kind staff, clear communication, and help with your benefits.
- Many members of our team speak both English and Spanish, so we can explain your insurance and treatment options in the language you’re most comfortable with.
- If your plan doesn’t cover everything you need, we’ll work with you—splitting treatment into phases when appropriate, exploring payment plans, or using our in-office savings plan to reduce your costs.
Frequently Asked Questions
Do you accept my specific dental insurance plan?
We accept many PPO and managed care dental plans from the providers listed above, and we are often able to work with additional plans as well. The easiest way to know for sure is to call us with your insurance card so we can verify your benefits before your visit.
Are you in-network or out-of-network with these insurances?
For many plans we are an in-network provider, while for others we may be considered out-of-network but can still bill your insurance. Either way, our team will explain how your plan works at our office and what your estimated cost will be before treatment.
What will my visit cost with insurance?
Your cost depends on your individual plan, deductible, annual maximum, and the type of treatment you need. After we verify your benefits, we’ll provide an estimate of your copay and any remaining balance so there are no surprises.
Do you accept patients without dental insurance?
Yes. You do not need insurance to be seen at Suave Dental. We offer flexible payment options and our own in-office savings plan to help patients without insurance save on routine care and treatment.
What if my insurance doesn’t cover everything I need?
Sometimes insurance doesn’t cover 100% of recommended treatment. When that happens, we’ll review all options with you, including payment plans, phasing treatment when appropriate, or using our in-office savings plan to help make your care more affordable.